We design strategies that empower you to become your own bank—giving you access to tax-free supplemental retirement income while still maintaining liquidity for future investments and business opportunities, without penalties. Your funds are protected from creditors, and the policy can include a Disability Waiver of Premium rider* for added security.

Loss-of-value insurance is designed to protect a player's current market value during their final season under contract leading up to free agency, or for college athletes, leading up to the upcoming draft.

^{*State variations apply. Please consult the rider attached to your policy. Products and riders are available in jurisdictions where approved. Riders are available with purchase of an approved product. Please see the product factsheet for more details}